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Effective June 15, 2023, roundups and recurring transfers will no longer be supported in Stairs.

Investors who were previously earning promotional rates of 5% or 6% based on these features will now be earning a base rate of 4%.

To start earning higher rates available to Groundfloor investors with our Notes and LRO products, transferring funds directly from the Stairs app to your Groundfloor Investor Account is easy. Transfers are instantaneous and funds are immediately available to invest in a range of short-term, fixed-term Groundfloor Notes currently offering 5% to as much as 8.5%, or LROs currently offering up to 14.5%.

If you are currently not a Groundfloor investor, visit Groundfloor.us, select Log In and enter your current email address and password to claim your Groundfloor account.

To learn more about investing in Groundfloor Notes, please visit our Notes page here.

To learn more about investing in Real Estate with Groundfloor LROs, please visit our investment page here.

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GROUNDFLOOR(LROs)

SEC Filings Offering Circular

A copy of these materials may also be obtained for free on the SEC’s website at www.sec.gov

OFFERINGS FOR SECURITIES UNDER REGULATION A ON THIS WEBSITE ARE CURRENTLY OPEN TO ALL US RESIDENTS WHERE THE ISSUER HAS FILED STATE NOTICE.

The information on this website does not constitute an offer to sell the limited recourse obligations (or “LROs”) identified herein in any state or jurisdiction in which the issuer is not qualified to do so. Securities are offered and sold under Regulation A of the Securities Act of 1933 (“Regulation A”) only to investors who are residents of the states in which GROUNDFLOOR Finance Inc. (“GROUNDFLOOR”) has either qualified an offering statement under Tier 1 of Regulation A or made notice of its intent to offer and sale securities under Tier 2 of Regulation A. [GROUNDFLOOR, or its affiliates, may also offer securities to accredited investors. Investors who believe they qualify as accredited investors may access additional information about these offerings here

GROUNDFLOOR has filed offering circulars and post-qualification amendments (or “PQAs”) (including supplements to such filings) with the Securities and Exchange Commission (the “SEC”) covering the current offering of LROs. An investment in LROs entails risk of loss, and you may lose all or part of your investment. Each investor should carefully consider the risk factors and other information discussed in the qualified offering circulars/PQAs (and current supplements, if any) before purchasing LROs:

THE COMMISSIONER OF BUSINESS OVERSIGHT OF THE STATE OF CALIFORNIA DOES NOT RECOMMEND OR ENDORSE THE PURCHASE OF THESE SECURITIES.

Some statements in the offering circulars/PQAs and on this website may contain forward-looking statements and are based upon current expectations, plans, estimates, assumptions and beliefs that involve numerous risks and uncertainties. Although GROUNDFLOOR believes that the expectations reflected in such forward-looking statements are based on reasonable assumptions, actual results and performance could differ materially from those set forth in the forward-looking statements. You should consult with your own attorneys, accountants, and other professional advisors prior to making an investment.

The information on this website does not constitute an offer to sell or a solicitation of interest in any LROs that may be qualified in the future. No money or other consideration is being solicited with respect to any LROs that have not been duly qualified, and if sent in response, will not be accepted. No offer to buy any LROs that have not been duly qualified can be accepted and no part of the purchase price can be received until an offering circular/PQA covering such LROs has been qualified by the SEC. Any such offer to buy unqualified LROs may be withdrawn or revoked, without obligation of any kind, at any time before notice of its acceptance is given after the date of qualification. An indication of interest in our offerings involves no obligation or commitment of any kind.

The information above presents a general summary of the business and the purpose and principal business terms of an investment in LROs. This summary does not purport to be complete and is qualified in its entirety by reference to the more detailed discussion contained in the offering circulars/PQAs.

Articles or information from third-party sources outside of this domain may discuss GROUNDFLOOR (or its affiliates) or relate to information contained herein, but GROUNDFLOOR and its affiliates do not approve and are not responsible for such content. Hyperlinks to third-party sites, or reproduction of third-party content, do not constitute an approval or endorsement by GROUNDFLOOR or any of its affiliates of the linked or reproduced content.

Neither the SEC nor any state securities commission or regulatory authority approved, disapproved, endorsed, or recommended the merits of the offering described in the offering circulars/PQAs or reflected on this website.

GROUNDFLOOR's services do not constitute “crowdfunding” as described in Title III of the Jumpstart Our Business Startups Act (“JOBS Act”).